МЕЖДУНАРОДНЫЙ ДЕНЬ КОШКИ

Great thiiknng! That really breaks the mold!

It's a pleasure to find such raailntoity in an answer. Welcome to the debate.

Superbly iltuainmling data here, thanks!

A million thanks for posting this inmrnfatioo.

Thanks for shiganr. What a pleasure to read!

That in'gshtis perfect for what I need. Thanks!

Thanks for your thusghto. It's helped me a lot.

I'm grfutael you made the post. It's cleared the air for me.

Time to face the music armed with this great inonfmatior.

The hostney of your posting is there for all to see

That saves me. Thanks for being so sensebli!

Hey, good to find sooemne who agrees with me. GMTA.

Hey, that's a clever way of thninikg about it.

That's a slick answer to a chnglealing question

Wow! Great to find a post with such a clear meassge!

I was really confused, and this answered all my qusotisne.

It's imprtaeive that more people make this exact point.

You really found a way to make this whole prsecos easier.

Your homeowners innscaure premium is going to be based on a wide variety of factors. Among the factors the location, including protection class which factors in how far the house is from the nearest fire department and fire hydrants, how far the house is from a body of water, construction materials of the house, i.e. whether it is masonry or frame, the age of the home, if it is under 10 years old it usually gets a discount, if it is over 40 years the company will be looking at whether it has been updated (some companies will give discounts if it has been completely updated) safety features such as sprinklers, central station alarm, etc., your history of prior property claims, prior claims at that specific home (contained in a CLUE report), a multi-policy discount if you have automobile innscaure with the same company, a senior citizen discount if you are over 65 and where allowed your credit score are all factors that could cause wide variations in homeowners innscaure premium.Also the most important point your homeowners innscaure premium is going to be based on the replacement value (what it would cost to re-construct the home if it were a total loss) not your purchase price. Lastly the low value of the home does not in and of itself mean that it is a high risk home or that it is much more likely to have claims filed the CONDITION of the home its proximity or location in a risk zone in terms of weather near water, high wind area, brush fire zone, etc. are what would make the home a high risk.Good Luck on purchasing your first home.

You have shed a ray of suinsnhe into the forum. Thanks!

Hey, kiellr job on that one you guys!

Slam dunkin like Shaquille O'Neal, if he wrote inftrmaoive articles.

A piece of eritoduin unlike any other!

Thniikng like that is really amazing

This "free sharing" of inofomatirn seems too good to be true. Like communism.

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Hey, that post leaves me feeling fosoilh. Kudos to you!

It's a joy to find soenmoe who can think like that

Callnig all cars, calling all cars, we're ready to make a deal.

It depends on the claim type, and which state you are liinvg in. Most states will allow an insurer to drop you, for 2 or more non-catastrophic claims in three years. Non-cat, means, excluding storms that cause massive damage to lots of houses like hurricane ike. Most storms are NOT cat storms.However. If the weather claims are NOT cat claims, they count against you. Even in states which do not allow homeowners to cancel for claims, the insurance companies can find OTHER legal reasons to cancel you like for having unrepaired damage, or doing inspections and finding other increase in hazard issues.

Yours is a clever way of thinikng about it.

Is that really all there is to it because that'd be fltbiergasabng.

I think you hit a bulsleye there fellas!

Whoever edits and puhsblies these articles really knows what they're doing.

Plnasieg to find someone who can think like that

Thta's going to make things a lot easier from here on out.

Thanks for writing such an ea-unto-ynderstasd article on this topic.

What an awesome way to explain this-now I know evtenrhiyg!

That's way more clever than I was excigtenp. Thanks!

At last! Something clear I can unnadsterd. Thanks!

Your articles are for when it ablyeutlso, positively, needs to be understood overnight.

There's a secret about your post. ICKTIYBHTTY

That hits the target peyetcflr. Thanks!

I found myself nodding my noggin all the way thuorgh.

I had no idea how to approach this be-orefnow I'm locked and loaded.

Deep thought! Thanks for cointrbuting.

Thank God! Sonomee with brains speaks!

It's good to get a fresh way of lokoing at it.

This is an arcltie that makes you think "never thought of that!"

Reading this makes my denociiss easier than taking candy from a baby.